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Executive Summary

What We Found

81%

Core AI Is Now Expected in the Base Product

Most buyers no longer see foundational AI as a separately monetizable novelty. The default expectation is that standard AI capabilities come bundled, with premium pricing reserved for clearly differentiated value.

58%

A 20% Premium Faces Scrutiny, Not Rejection

The market is not closed to higher AI pricing, but buyers demand a defensible business case. Vendors can still win premiums when they connect price uplift to practical value and measurable outcomes.

84%

Efficiency Is the Main Reason Buyers Pay More

Productivity, speed, and reduced manual work dominate the willingness-to-pay logic. This makes efficiency the broadest and most scalable commercial story for AI monetization.

68%

Visibility and Managed Complexity Define Acceptable Flexibility

Dashboard-level usage visibility and vendor-managed backend AI emerge as the operational standard. Buyers will tolerate more pricing flexibility when the experience still feels predictable, governed, and easy to manage.

Why this matters · For SaaS vendors

Why SaaS Software Vendors Should Care About This Study

OPPORTUNITY 01

Prove ROI Before You Price the Premium

Vendor Implication
OPPORTUNITY 02

Bundle Core AI Into the Base Product

Vendor Implication
OPPORTUNITY 03

Win on Governance and Spend Visibility

Vendor Implication
OPPORTUNITY 04

Price to the Opex Mental Model

Vendor Implication
OPPORTUNITY 05

Charge a Defensible Premium for High-Stakes Accuracy

Vendor Implication
OPPORTUNITY 06

Negotiate-Proof Your Position Before Renewal

Vendor Implication
Chapter 01

A More Mature Market Is Setting a Higher Bar for AI Monetization

The market context is no longer early experimentation: most organizations are past the earliest stage of AI adoption, and many now evaluate AI commercially with clearer expectations. That maturity creates a core monetization challenge: buyers increasingly expect AI to be included in the base product, and they resist standalone premiums unless the value is concrete. A 20% premium is not ruled out, but it faces scrutiny and must be justified with practical use cases and provable fit.

I would place it probably at a three where we have moved beyond experimentation into, like, targeted production use cases that deliver as value and and core, save cool where we can save time.

Lead Automation Integration Engineer and Senior Technical Product Lead, Retail

Listen
Key Finding
AI adoption is maturing, with 40% making it strategic

Organizational AI Adoption Maturity

Key Takeaways
01
02
03
Strategic Implication
Organizational AI Adoption Maturity
Mid-stage AI adoption42%
Advanced AI adoption with AI central to strategy40%
Very early to experimental AI adoption18%
Listen

Five. So level five, because it is a central pillar of our, investment transformation priorities, and budget, and project we are running.

VP of Enterprise Architecture, Data, and AI
when asked about Advanced AI adoption with AI central to strategy
Listen

We've only had, one real project that has helped the introduce the use of AI and, automate a lot of tasks, but we're still, very early into it

Contract Manager
when asked about Very early to experimental AI adoption
Key Finding
Customers expect baseline AI bundled, advanced capabilities priced separately

Expectation for AI to Be Bundled Vs Sold Separately

Key Takeaways
01
02
03
Strategic Implication
Expectation for AI to Be Bundled vs Sold Separately
AI should be included in the base product81%
Basic AI bundled, advanced AI sold as an add-on13%
AI should be priced separately as an add-on6%
Listen

my immediate expectation is that the foundational AI features should be included in the base price. Especially when they enhance existing workflows rather than introducing entirely new capabilities.

Senior Leader in Technology, None
when asked about Expectation for AI to Be Bundled vs Sold Separately
Listen

AI that enhances access existing functionality should be included and then AI that introduces entirely new high value capacity capabilities can be an add on, but only with a clear return on investment So vendors who get this wrong feel exploit native, vendors who get the right feel innovative, Yeah.

Business Consultant, None
when asked about Expectation for AI to Be Bundled vs Sold Separately
Key Finding
20% AI premium needs clear value to win acceptance

Tolerance for AI Price Premiums

58%
say a 20% AI price premium is a hard sell but acceptable with clear value
Key Takeaways
01
02
03
Strategic Implication
Tolerance for AI Price Premiums
58%
20% premium is a hard sell but acceptable with clear value
20% premium is a hard sell but acceptable with clear value
58%
20% AI premium is a dealbreaker
27%
Will pay 20%+ for strong or mission-critical value
12%
20% premium is a dealbreaker
2%
20% AI premium is a hard sell but acceptable with clear value
1%
Listen

I wouldn't say a 20% premium is an automatic deal breaker, but it would definitely trigger, like, the value focused evaluation and proposition.

Lead Automation Integration Engineer and Senior Technical Product Lead, Target Corporation
when asked about Tolerance for AI Price Premiums
Listen

It wouldn't be a direct deal breaker. There are times where I would say we are willing to pay extra or be open to incremental pricing, particularly when an AI is delivering net new or defensible value.

Executive Director of America's Commercial Operations, None
when asked about Tolerance for AI Price Premiums
Chapter 02

The Monetization Opportunity Is Premium AI That Is Proven, Contained, and Easy to Buy

The clearest opening is not charging generically for 'AI,' but packaging premium capabilities around validated outcomes. Buyers signal willingness to pay when value is proven through practical use cases, especially around efficiency gains or higher accuracy in high-stakes settings. The commercial model that best supports that willingness is one that feels operationally simple: straightforward pricing, strong usage visibility, and vendor-managed complexity.

It it if it helps in, in enhancing our customer service, our response to faster our response to customers. Improves, internal business processes like service desk, and it also enhances the search capabilities of various documents within our environment. So, we can justify the premium price for the AI features.

Head of Cybersecurity

Listen
Key Finding
AI spend needs clear use cases and proven ROI

Evidence Required to Justify AI Spend

75%
of respondents needed practical value and clear use-case fit to justify AI spend
Key Takeaways
01
02
03
Strategic Implication
Evidence Required to Justify AI Spend
75%
Needs practical value and clear use-case fit
Needs practical value and clear use-case fit
75%
Requires quantified ROI and measurable business impact
16%
Needs production-grade proof through trials, references, or real-world evidence
5%
Needs quantified ROI and measurable business impact
4%
Listen

significant productivity increases or time savings, that could justify a somewhat premium price point But in order to justify a significant premium price point, it would have to directly improve or help with revenue generation or some type of revenue pipeline related outcome.

Head of Marketing
when asked about Needs practical value and clear use-case fit
Listen

And thirdly, these features would need to be quantified by the vendor themselves. So if there are proven case studies with, similar companies, similar verticals, and other organizations which have used these features and there's they have demonstrably, affect the productivity, efficiencies, return on investments.

Senior Program Manager, Social Media Platform
when asked about Needs production-grade proof through trials, references, or real-world evidence
Key Finding
Efficiency gains dominate, with cost savings sealing AI premiums

Primary Business Outcomes That Justify Paying More for AI

84%
of respondents who discussed paying more for AI said the main justification is efficiency and productivity gains
Key Takeaways
01
02
03
Strategic Implication
Primary Business Outcomes That Justify Paying More for AI
84%
Efficiency and productivity gains
Efficiency and productivity gains
84%
Revenue growth, risk reduction, or strategic advantage
10%
Revenue/customer outcome growth
3%
Hard cost savings
2%
Listen

We do measure the business case in terms of, the bottom line improvement. So if there is a business case which is helping us to improve the productivity, helping out to eliminate some of the manual tasks and, human factors who are supporting it and help to improve our bottom line, I think they will be definitely will be justifying the payment premium price for the AI features.

Vice President of IT, None
when asked about Primary Business Outcomes That Justify Paying More for AI
Listen

It's all about efficiency if it means someone can perform their job role or or automate a huge amount of mundane tasks and focus on higher value work, that would justify a premium price point.

Head of Engineering, None
when asked about Primary Business Outcomes That Justify Paying More for AI
Key Finding
High-stakes buyers pay more when accuracy gains are proven

How Buyers Value Higher AI Accuracy

56%
of buyers who discussed AI accuracy said high-stakes accuracy is worth paying materially more for
Key Takeaways
01
02
03
Strategic Implication
How Buyers Value Higher AI Accuracy
56%
High-stakes accuracy is worth paying materially more for
High-stakes accuracy is worth paying materially more for
56%
Higher accuracy justifies only a modest premium
23%
Accuracy is table stakes, not a premium feature
20%
Worth only a small or modest premium
0%
Premium depends on demonstrated savings, risk reduction, or work impact
0%
Needs proof/pilot/benchmarks before paying for accuracy uplift
0%
Listen

I would I would frame this as rather from going to 99 I percent accuracy from 90%, I would say cutting the error rate by cutting the error rate by 90% or, saying 10% as many errors. And I think kind of frame that way, I would pay at least double the cost for something that is, say an order of magnitude more accurate.

Director of Sales Operations, None
when asked about How Buyers Value Higher AI Accuracy
Listen

I think we're in a highly regulated industry, and a lot of our materials need to be filed with regulators in the view, and they expect them to be accurate. So we would expect the, you know, the 99% accuracy at least, and we would obviously pay some sort of premium for that.

Deputy Chief Compliance Officer / Associate General Counsel, life insurance and health insurance company
when asked about How Buyers Value Higher AI Accuracy
Key Finding
Predictable per-user pricing wins, but flexibility shapes buyer preferences

Preferred AI Pricing Model

Key Takeaways
01
02
03
Strategic Implication
Preferred AI Pricing Model
Prefers flat per-user pricing46%
Prefers consumption-based pricing34%
Prefers hybrid or situational pricing20%
Listen

For AI features, I think consumption model makes the most sense because different people will use different amounts, and the cost is directly proportional to the amount used, not the number of users.

Director of Global Procurement, None
when asked about Preferred AI Pricing Model
Key Finding
Visibility expectations split between light oversight and dashboard governance

Required Level of AI Usage and Spend Visibility

68%
of respondents discussing this theme want dashboard-level visibility into AI usage and spend
Key Takeaways
01
02
03
Strategic Implication
Required Level of AI Usage and Spend Visibility
68%
Wants dashboard-level visibility into usage and spend
Wants dashboard-level visibility into usage and spend
68%
Only needs high-level usage and spend visibility
16%
Needs detailed usage and spend tracking
14%
Breakdown by team/feature/business unit
1%
Dashboard-level visibility into usage and spend
1%
Dashboard for usage/adoption monitoring
0%
Listen

In terms of AI usage, the information I need needs to be, enough to manage cost, risk, and and value. So the data that I would want, it has to be clear and decision ready.

Executive Director of America's Commercial Operations, None
when asked about Required Level of AI Usage and Spend Visibility
Listen

So a dashboard showing, like, team level usage, aggregate spend, and high level trends is very helpful for sure.

Lead Automation Integration Engineer and Senior Technical Product Lead, Target Corporation
when asked about Required Level of AI Usage and Spend Visibility
Key Finding
Simplicity drives strong preference for vendor-managed AI backends

Preference for Vendor-Managed AI Vs Direct Model Control

68%
of respondents discussing this theme preferred vendor-managed backend AI costs
Key Takeaways
01
02
03
Strategic Implication
Preference for Vendor-Managed AI vs Direct Model Control
Prefers vendor-managed backend AI costs
68%
Prefers BYOK or direct model control
31%
Prefers vendor-managed now but interested in BYOK later
1%
Listen

I would prefer that the vendor takes care of the backend cost, and then that I only receive one invoice.

Product Owner, None
when asked about Preference for Vendor-Managed AI vs Direct Model Control
Listen

I will have a vendor handle all the back end cost. I think it will be easier for us to have a vendor being accountable for all the support, maintenance, and any other open issues which requires to have an interaction with OpenAI.

Vice President of IT, None
when asked about Preference for Vendor-Managed AI vs Direct Model Control
Chapter 03

Buyers Prefer Simpler Pricing, but Accept Variability When It Is Governable

In response to uncertainty around AI cost and value, buyers gravitate toward simpler and more manageable commercial structures. Flat per-user pricing leads because it reduces ambiguity, but some buyers will accept usage-based variability if they have controls and dashboard-level visibility into usage and spend. This preference aligns with a broader desire for vendor-managed AI, where operational complexity and backend cost management stay with the provider rather than the customer.

a consumption based model makes more sense. Provided it's, it is transparent, It is it is kept so cost don't spiral unexpectedly.

Senior Leader in Technology

Listen
Key Finding
Controls and visibility turn pricing variability into conditional acceptance

Comfort With Usage-Based Cost Variability

43%
of respondents discussing usage-based cost variability were comfortable if there were controls and visibility
Key Takeaways
01
02
03
Strategic Implication
Comfort With Usage-Based Cost Variability
Comfortable with usage-based pricing if there are controls and visibility
43%
Low comfort with usage-based cost variability
34%
Comfortable with usage-based pricing
23%
Listen

So unless they have a budget or an allowance that is trackable and then fed back to them that said, hey. You've overconsumed You know, you your allowance for the month is x. You've consumed that in the first two weeks. You can't use AI for the next two weeks.

VP of Network and Voice Technologies
when asked about Comfortable with usage-based pricing if there are controls and visibility
Listen

Consumption models, they're really bad for, for budgeting. Budgeting is massive where we work. If we can't really if, you know, prices are constant constantly changing due to usage, this is really bad for our, budget planning, which is something that is, you know, massive in our organization.

Contract Manager
when asked about Low comfort with usage-based cost variability
Chapter 04

AI Is Managed Like an Operating Expense and Negotiated Like Any Other Recurring Software Spend

On the organizational side, AI spending is already being normalized into standard software buying processes. Buyers predominantly treat AI as OpEx or recurring subscription spend, and they use familiar procurement tactics—renewals, competitive alternatives, and scale—to negotiate discounts. This indicates that AI is moving out of exceptional-status budgeting and into disciplined commercial management.

Currently, it is being categorized as OPEX cars, because lot of it is being run through a SaaS based model. Approval from finance is more based on the business case and and less dependent on CapEx versus OpEx.

Vice president

Listen
Key Finding
AI budgets lean OpEx, with CapEx used more selectively

How AI Spend Is Classified in Budgeting

63%
treat AI spend as OpEx or a recurring subscription
Key Takeaways
01
02
03
Strategic Implication
How AI Spend Is Classified in Budgeting
Treats AI spend as OpEx / recurring subscription
63%
Treats AI as hybrid or stage-dependent CapEx and OpEx
23%
Treats AI spend as CapEx / investment
14%
Listen

"In terms of any AI features, we embed on our internal software, which we sell to or we provide as a service to our clients, that will be a CapEx investment. But in terms of the AI features we use as part of our daily operational work, that will be an Opex cost in terms of recurring subscription."

Director in Product Governance and Reporting, Asset Management
when asked about Treats AI as hybrid or stage-dependent CapEx and OpEx
Listen

Both. So there is a CapEx component in creating the basic infrastructure for consuming AI services. Building new platforms, integrating them in a one time. And then there is a OPEX cost also, which will be depending on the model consumption.

Head and Vice President of Digital Public Infrastructure and AI, Banking
when asked about Treats AI as hybrid or stage-dependent CapEx and OpEx
Key Finding
Renewals, Scale, and Alternatives Define AI Pricing Leverage

How Buyers Negotiate AI Pricing

92%
of respondents discussed how buyers negotiate AI pricing
Key Takeaways
01
02
03
Strategic Implication
How Buyers Negotiate AI Pricing
48%
Uses competitive alternatives, renewals, and scale as leverage
Uses competitive alternatives, renewals, and scale as leverage
48%
Negotiates based on usage data, ROI, and measurable value
24%
Trades on broader contract terms, relationship, or pricing model structure
24%
Little leverage beyond accepting vendor terms
4%
Listen

"Given the size and scale of our business and the breadth across the geographies and the number of users. We have been able to negotiate very robustly with us of vendors for any AI add ons."

Director in Product Governance and Reporting, BlackRock
when asked about How Buyers Negotiate AI Pricing
Listen

We typically require our vendors to justify premium pricing by building a case study that justifies, the ROI.

Group Product Manager, None
when asked about How Buyers Negotiate AI Pricing
Strategic Patterns

Cross-Cutting Themes

PATTERN 01

From AI Novelty to Procurement Discipline

As organizations move beyond the earliest stage of AI adoption, AI is evaluated less as a novelty and more through normal software buying rules. That shift shows up in expectations that AI be included by default, skepticism toward broad premiums, classification of AI spend as OpEx, and heavy use of standard negotiation levers.

Implication

Vendors should stop relying on AI excitement alone to support pricing and instead design offers that can withstand mature procurement scrutiny: clear packaging, budget fit, and defensible commercial logic.

PATTERN 02

Proof Unlocks Premium, Not AI Alone

Buyers resist paying more for AI in the abstract, but become more open when the premium is tied to practical use cases and business outcomes. Efficiency and productivity are the broadest justification, while higher accuracy can support materially higher willingness to pay in high-stakes scenarios.

Implication

Monetization should anchor on outcome-specific value propositions, with premium tiers tied to measurable productivity gains or specialized high-accuracy use cases rather than undifferentiated AI access.

PATTERN 03

Cost Variability Is Acceptable Only When Complexity Stays Contained

Buyers prefer flat per-user pricing because it simplifies planning, yet some will tolerate variable consumption costs when they have controls and dashboard-level visibility. This is reinforced by the preference for vendor-managed backend AI, suggesting acceptance of complexity only when the customer experience remains predictable and governable.

Implication

If vendors want to introduce usage-based AI pricing, they need to pair it with strong governance features and operational abstraction so customers experience flexibility without feeling exposed to unmanaged cost or technical complexity.

Quick Answers

Common Questions

Key Insight

Are Buyers Generally Willing to Pay Extra for AI?

Strategic Recommendations

What This Means for You

01
Critical

Bundle Core AI and Monetize Only Distinct Premium Outcomes

Treat foundational AI as table stakes in packaging, since 81% expect it in the base product. Reserve paid tiers for differentiated capabilities tied to clear workflow impact, specialized automation, or high-stakes performance.

02
Critical

Anchor Premium Pricing to Efficiency Proof and Specific Use Cases

Build pricing and sales narratives around measurable productivity gains, because 75% require practical use-case fit and 84% justify premiums through efficiency. Lead with concrete before-and-after workflow outcomes rather than generic AI positioning.

03
High

Create a Separate Value Story for High-Accuracy, High-Stakes AI

Develop premium offers for use cases where accuracy reduces risk, rework, or costly errors, as 56% would pay materially more in consequential scenarios. Do not apply the same pricing logic to everyday assistance and mission-critical AI.

04
High

Keep Pricing Simple, and Add Governance Before Expanding Usage-Based Models

Start with predictable per-user packaging where possible, given the 46% preference for flat pricing. If offering consumption-based pricing, pair it with spend caps, alerts, and dashboard visibility because acceptance rises when controls and transparency are in place.

05
Moderate

Sell AI Through Standard SaaS Procurement Logic

Position AI as recurring operational software spend, not an exceptional budget category, since 63% classify it as OpEx and buyers actively negotiate using renewals, alternatives, and scale. Equip field teams with ROI proof, competitive framing, and commercial flexibility that can withstand normal procurement pressure.

Key Takeaways

Conclusion

The clearest shift in this research is that AI is losing its exceptional commercial status and entering the discipline of mainstream software procurement. As adoption matures, buyers are moving from curiosity to scrutiny: 82% are already beyond the earliest stage of AI adoption, 81% expect core AI to be included in the base product, and AI budgets now skew toward normal operating spend, with 63% treating it as OpEx or recurring subscription cost. This is the core transformation: AI novelty no longer supports pricing on its own.

Challenges

That maturity creates a sharper monetization challenge. Buyers remain open to paying more, but only under proof-heavy conditions. A 20% premium is viable for many, yet 58% describe it as a hard sell that requires clear value, while 75% need practical use-case fit before spend is justified. Efficiency is the broadest value story, cited by 84% as the main justification for premiums, but not every benefit is priced equally: 56% will pay materially more for higher accuracy only when the use case is consequential. At the same time, customers prefer commercial simplicity, with 46% favoring flat per-user pricing and strong demand for governance features such as dashboard-level visibility, wanted by 68%.

Looking Ahead

Looking ahead, the monetization opportunity is not generic AI access, but premium AI that is proven, contained, and easy to buy. Vendors should bundle foundational AI into the core product, create premium tiers around validated productivity gains or high-stakes accuracy, and ensure any variable pricing is supported by spend controls, alerts, and visible reporting. Commercially, AI offers should be designed to survive normal procurement pressure: buyers are negotiating aggressively through renewals, competitive alternatives, and scale, and they increasingly prefer vendor-managed complexity over direct model management. The winners will be providers that make AI feel both valuable and governable.

Final Word: In a maturing market, buyers do not pay for AI because it is AI—they pay for outcomes they can prove, price they can govern, and complexity they do not have to manage.

Research Methodology

This research draws on 350 in-depth interviews with business professionals representing a wide mix of roles, industries, and company sizes.

Interviews ran 3 to 31 minutes and covered expectation for AI to be bundled vs sold separately, tolerance for AI price premiums, evidence required to justify AI spend, and primary business outcomes that justify paying more for AI. The conversational format allowed respondents to discuss their actual practices rather than select from preset options, surfacing nuance that closed-ended surveys typically miss.

Respondents included business professionals across technology, financial services, healthcare, manufacturing, and retail. All participants were selected for their direct experience with evaluating and purchasing AI-enabled business software. Company sizes ranged from small businesses to large enterprises.

The analysis of 350 interview transcripts was conducted using AI for semantic understanding, with multi-iteration validation and cross-verification to ensure analysis quality. Each transcript was independently reviewed by G2's AI Custom Research team to inform narrative, context, and clarity.

G2 Research, June 2026

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